Indian cyber authorities have flagged a growing phone-based scam that allows criminals to secretly divert your calls—without installing any app, clicking a link, or using the internet. The trick relies entirely on USSD call forwarding codes, a legitimate telecom function that most users rarely think about.
What’s Really Happening Behind the Scam
Fraudsters are exploiting human trust rather than technology
loopholes. The attack starts with a convincing phone call and ends with
complete control over a victim’s financial alerts and verification calls.
Step 1: Fake Identity
Scammers typically pose as delivery executives or courier
partners, claiming an urgent issue with a parcel that needs “quick confirmation.”
Step 2: Psychological Pressure
The caller insists the problem must be resolved immediately
and guides the victim to dial a “verification” code—often framed as a routine
delivery check.
Step 3: Silent Call Diversion
The victim is asked to dial a USSD sequence such as *21*,
*61*, or *67* followed by the scammer’s number. This instantly activates call
forwarding.
Step 4: Complete Takeover
Once enabled, all incoming calls—including bank verification
calls, OTP confirmations, and security alerts—are redirected to the fraudster.
With this access, criminals can:
Approve banking transactions
Reset account passwords
Hijack WhatsApp, Telegram, and email accounts
Why This Scam Is Especially Dangerous
According to India’s cybercrime authorities, this fraud is
difficult to detect because:
USSD commands work offline and execute instantly
Phones often do not show alerts when call forwarding is
enabled
No malware or suspicious app is involved
Antivirus and spam filters are largely ineffective
Most victims realise something is wrong only after money is
withdrawn or accounts are locked.
Official Safety Advisory: What You Must Do
The National Cybercrime Threat Analytics Unit (TAU), under
I4C and the Ministry of Home Affairs, recommends the following precautions:
Never dial USSD codes shared by unknown callers—especially
those starting with *21, *61, or *67
If you suspect call diversion, immediately dial ##002# to
cancel all call forwarding
Always verify delivery-related issues directly through
official courier websites or customer care numbers
Keep a close watch on bank statements and account alerts
Report incidents immediately via:
Cybercrime helpline: 1930
National Cyber Crime Reporting Portal
Key Takeaway
This scam proves that not all cyber frauds rely on apps,
links, or hacking tools. Sometimes, a single phone call and a simple code are
enough to compromise your financial security.
Staying safe now depends less on software—and more on awareness.
By - Aaradhay Sharma
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